Prior to starting credit education and document processing services, you will sign a client agreement along with the following:
- Credit Service Agreement
- Refund Policy
- Authorization for Credit Repair Action Via Limited Power of Attorney
- Consumer Credit File Rights (CROA Disclosure)
- Fair Credit Reporting Act (FCRA summary disclosure
- Fair Debt Collection Practice Act (FDCPA summary disclosure)
- Right Of Cancellation Notice
The services we perform may include
- Document preparation and credit education. We will evaluate your current credit reports as listed with applicable credit reporting agencies and work with you to identify inaccurate, erroneous, false, or obsolete information. You will choose which items you would like to dispute. We will advise you on steps to be taken to dispute any inaccurate, erroneous, false or obsolete information contained on your credit reports.
- We will prepare all necessary correspondence in dispute of inaccurate, erroneous, false, or obsolete information in your credit reports.
- You will forward to us your correspondence received from the credit reporting agencies and we will assist you in further correspondence with those agencies.
- Consulting, coaching, and monitoring services are conducted by personal meetings, webinars, video conferencing, telephone, email, or by any other form of communication during normal business hours.
- We will aid in preparing you for Applying for New Financial products and obligations and may even correspond with respective parties at your request and go through the process step by step with you!
In return, for the services above, you agree to pay fees as outlined in your client agreement. You have the right to cancel your contract for any reason within 3 business days from the date you signed it. Just send written notice as outlined in your client agreement.
It is understood that we offer credit information. We make every effort to ensure the accuracy of the information and to clearly explain your options. However, we do not provide legal advice (i.e.; the application of the law to your individual circumstances). For legal advice, please consult an attorney.
It is understood that we offer credit information. We make every effort to ensure the accuracy of the information and to clearly explain your options. However, we do not provide legal advice (i.e.; the application of the law to your individual circumstances). For legal advice, please consult an attorney.
These people had amazing results
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"I've gained 150 points in 90 days which has allowed me to reach a credit goal, and has positioned me to get approved for an apartment and other applications. Without Calculated Solutions I wouldn't be where I am today, and I can't thank them enough!"
Ariyana S. |
“I was being constantly badgered by debt collectors via phone sms and email and even by mail. I was stressed and heavily concerned with if I didn’t pay the debt collectors not knowing the legalities and my rights and now that they’ve stopped, all I can think is THANK GOD! As well as going from 400s to 600s and on my way to 700… THANK YOU Calculated Solutions!"
Ashley G. |
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Gloria G. |
